|
ウォレン・バフェットとマリオ・ガベリとピーター・リンチには多くの共通点があります。
一番重要なのは、著名な投資専門家であり私的財産は１０億ドルを超えるということ。
しかしもう一つ共通点があります。
それは子供の頃に投資を始めたこと。
それは偶然ではありません。若い頃から身につけた資産運用能力が、経済的に豊かになるカギなのです。
小さな頃から投資することがお金持ちになる秘訣なのです。後は時間という魔法に複利を任せておけばよいのです。
嬉しい事に、必要な富を得るからといって、ウォール街の王様のようになる必要はないのです。
事実、下の表が示すように、平均収入の小さな一部を貯金し投資することで、とても裕福になれるのです。
自分に当てはまるところを見てみましょう。
さらに、お子さんがあなたの歳になる頃に、どれだけの富を得ているかもチェックしてください！
|
| 年齢 |
年収 |
貯蓄 ％ |
年間貯蓄 |
|
市場利回り
1.50% |
過去の長期市場利回り
4.50% |
過去の強気市場利回り
7.00% |
潜在的好市場利回り
9.00% |
| 1 |
$750 |
100% |
$750 |
\50,000 |
\50,750 |
\52,250 |
\53,500 |
\54,500 |
| 2 |
$750 |
100% |
$750 |
\50,000 |
\102,261 |
\106,851 |
\110,745 |
\113,905 |
| 3 |
$750 |
100% |
$750 |
\50,000 |
\154,545 |
\163,910 |
\171,997 |
\178,656 |
| 4 |
$750 |
100% |
$750 |
\50,000 |
\207,613 |
\223,535 |
\237,537 |
\249,236 |
| 5 |
$1,500 |
50% |
$750 |
\25,000 |
\236,103 |
\259,720 |
\280,915 |
\298,917 |
| 6 |
$1,500 |
50% |
$750 |
\25,000 |
\265,019 |
\297,532 |
\327,329 |
\353,069 |
| 7 |
$1,500 |
50% |
$750 |
\25,000 |
\294,369 |
\337,046 |
\376,992 |
\412,095 |
| 8 |
$1,500 |
50% |
$750 |
\25,000 |
\324,160 |
\378,338 |
\430,131 |
\476,434 |
| 9 |
$1,500 |
50% |
$750 |
\25,000 |
\354,397 |
\421,488 |
\486,990 |
\546,563 |
| 10 |
$1,500 |
50% |
$750 |
\25,000 |
\385,088 |
\466,580 |
\547,829 |
\623,004 |
| 11 |
$1,500 |
50% |
$750 |
\25,000 |
\416,240 |
\513,701 |
\612,927 |
\706,324 |
| 12 |
$1,500 |
50% |
$750 |
\25,000 |
\447,858 |
\562,943 |
\682,582 |
\797,143 |
| 13 |
$1,500 |
50% |
$750 |
\37,500 |
\492,639 |
\627,463 |
\770,488 |
\909,761 |
| 14 |
$1,500 |
50% |
$750 |
\37,500 |
\538,091 |
\694,886 |
\864,547 |
\1,032,515 |
| 15 |
$4,500 |
50% |
$2,250 |
\37,500 |
\584,224 |
\765,343 |
\965,191 |
\1,166,316 |
| 16 |
$4,800 |
50% |
$2,400 |
\75,000 |
\669,113 |
\878,159 |
\1,113,004 |
\1,353,034 |
| 17 |
$5,100 |
50% |
$2,550 |
\75,000 |
\755,275 |
\996,051 |
\1,271,164 |
\1,556,558 |
| 18 |
$6,000 |
20% |
$600 |
\30,000 |
\797,054 |
\1,072,223 |
\1,392,246 |
\1,729,348 |
| 19 |
$6,000 |
20% |
$600 |
\100,000 |
\910,509 |
\1,224,973 |
\1,596,703 |
\1,993,989 |
| 20 |
$7,000 |
20% |
$700 |
\100,000 |
\1,025,667 |
\1,384,597 |
\1,815,472 |
\2,282,448 |
| 21 |
$7,000 |
20% |
$700 |
\100,000 |
\1,142,552 |
\1,551,404 |
\2,049,555 |
\2,596,868 |
| 22 |
$30,000 |
20% |
$4,500 |
\100,000 |
\1,261,190 |
\1,725,717 |
\2,300,024 |
\2,939,587 |
| 23 |
$30,000 |
15% |
$4,500 |
\495,000 |
\1,782,533 |
\2,320,650 |
\2,990,676 |
\3,743,699 |
| 24 |
$30,000 |
15% |
$4,500 |
\495,000 |
\2,311,696 |
\2,942,354 |
\3,729,673 |
\4,620,182 |
| 25 |
$40,000 |
15% |
$6,000 |
\660,000 |
\3,016,272 |
\3,764,460 |
\4,696,950 |
\5,755,399 |
| 26 |
$40,000 |
15% |
$6,000 |
\660,000 |
\3,731,416 |
\4,623,560 |
\5,731,937 |
\6,992,785 |
| 27 |
$40,000 |
15% |
$6,000 |
\660,000 |
\4,457,287 |
\5,521,321 |
\6,839,372 |
\8,341,535 |
| 28 |
$40,000 |
15% |
$6,000 |
\660,000 |
\5,194,046 |
\6,459,480 |
\8,024,328 |
\9,811,673 |
| 29 |
$40,000 |
15% |
$6,000 |
\660,000 |
\5,941,857 |
\7,439,857 |
\9,292,231 |
\11,414,124 |
| 30 |
$40,000 |
15% |
$6,000 |
\660,000 |
\6,700,885 |
\8,464,350 |
\10,648,888 |
\13,160,795 |
| 31 |
$50,000 |
10% |
$5,000 |
\550,000 |
\7,359,648 |
\9,419,996 |
\11,982,810 |
\14,944,767 |
| 32 |
$50,000 |
10% |
$5,000 |
\550,000 |
\8,028,293 |
\10,418,646 |
\13,410,106 |
\16,889,296 |
| 33 |
$50,000 |
10% |
$5,000 |
\550,000 |
\8,706,967 |
\11,462,235 |
\14,937,314 |
\19,008,832 |
| 34 |
$50,000 |
10% |
$5,000 |
\550,000 |
\9,395,822 |
\12,552,785 |
\16,571,426 |
\21,319,127 |
| 35 |
$50,000 |
10% |
$5,000 |
\550,000 |
\10,095,009 |
\13,692,411 |
\18,319,926 |
\23,837,349 |
| 36 |
$60,000 |
10% |
$6,000 |
\660,000 |
\10,916,334 |
\14,998,269 |
\20,308,520 |
\26,702,110 |
| 37 |
$60,000 |
10% |
$6,000 |
\660,000 |
\11,749,979 |
\16,362,891 |
\22,436,317 |
\29,824,700 |
| 38 |
$60,000 |
10% |
$6,000 |
\660,000 |
\12,596,129 |
\17,788,921 |
\24,713,059 |
\33,228,323 |
| 39 |
$60,000 |
10% |
$6,000 |
\660,000 |
\13,454,971 |
\19,279,123 |
\27,149,173 |
\36,938,272 |
| 40 |
$60,000 |
10% |
$6,000 |
\660,000 |
\14,326,695 |
\20,836,383 |
\29,755,815 |
\40,982,117 |
| 41 |
$60,000 |
10% |
$6,000 |
\660,000 |
\15,211,496 |
\22,463,721 |
\32,544,922 |
\45,389,907 |
| 42 |
$60,000 |
10% |
$6,000 |
\660,000 |
\16,109,568 |
\24,164,288 |
\35,529,267 |
\50,194,399 |
| 43 |
$60,000 |
10% |
$6,000 |
\660,000 |
\17,021,112 |
\25,941,381 |
\38,722,516 |
\55,431,295 |
| 44 |
$60,000 |
10% |
$6,000 |
\660,000 |
\17,946,329 |
\27,798,443 |
\42,139,292 |
\61,139,511 |
| 45 |
$60,000 |
10% |
$6,000 |
\660,000 |
\18,885,423 |
\29,739,073 |
\45,795,242 |
\67,361,467 |
| 46 |
$70,000 |
10% |
$7,000 |
\770,000 |
\19,950,255 |
\31,881,981 |
\49,824,809 |
\74,263,299 |
| 47 |
$70,000 |
10% |
$7,000 |
\770,000 |
\21,031,059 |
\34,121,321 |
\54,136,446 |
\81,786,296 |
| 48 |
$70,000 |
10% |
$7,000 |
\770,000 |
\22,128,074 |
\36,461,430 |
\58,749,897 |
\89,986,363 |
| 49 |
$70,000 |
10% |
$7,000 |
\770,000 |
\23,241,546 |
\38,906,844 |
\63,686,290 |
\98,924,435 |
| 50 |
$70,000 |
10% |
$7,000 |
\770,000 |
\24,371,719 |
\41,462,302 |
\68,968,230 |
\108,666,935 |
| 51 |
$70,000 |
10% |
$7,000 |
\770,000 |
\25,518,845 |
\44,132,756 |
\74,619,906 |
\119,286,259 |
| 52 |
$70,000 |
10% |
$7,000 |
\770,000 |
\26,683,177 |
\46,923,380 |
\80,667,200 |
\130,861,322 |
| 53 |
$70,000 |
10% |
$7,000 |
\770,000 |
\27,864,975 |
\49,839,582 |
\87,137,804 |
\143,478,141 |
| 54 |
$70,000 |
10% |
$7,000 |
\770,000 |
\29,064,500 |
\52,887,013 |
\94,061,350 |
\157,230,474 |
| 55 |
$70,000 |
10% |
$7,000 |
\770,000 |
\30,282,017 |
\56,071,579 |
\101,469,544 |
\172,220,516 |
|
|
|